Banco Sabadell stock: fundamental analysis
Stocks · SAB · Financial Services
Banco de Sabadell, S.A. provides banking products and services in Spain, the United Kingdom, and Mexico. Below are its fundamentals, explained in the order worth reading them: business quality, debt, growth and, last, whether the price is reasonable.
- Price: 3.64 EUR
- Market cap: 17.2B EUR
Data as of September 18, 2026 · Yahoo Finance
Quick read
Business quality
ROE of 8.1%: a decent return, not an exceptional one. Out of every 100 in sales, 41.7 end up as profit.
Financial health
For banks and insurers, debt is part of the business, so ratios such as net debt/EBITDA do not apply. Their strength is measured by capital (CET1 ratio) and bad loans, reported in their quarterly results.
Growth
No recent revenue growth figure.
Valuation
It trades at a P/E of 18.2, above the 14.4 median of the financial services companies we track. On expected earnings the P/E falls to 11.2: the market expects profits to rise. Paying more can be justified by faster growth or a higher-quality business.
Dividend
Dividend yield of 5.5% (0.20 EUR per share per year) with a payout ratio of 71.4%.
Tools
All metrics
| Banco Sabadell | Sector median | |
|---|---|---|
| Business quality | ||
| ROE | 8.1% | 17.4% |
| ROA | 0.5% | 1.4% |
| Gross margin | — | 64.0% |
| Operating margin | 61.4% | 57.4% |
| Net margin | 41.7% | 34.9% |
| Financial health | ||
| Net debt/EBITDA | — | — |
| Debt/equity | — | 0.5x |
| Current ratio | — | 2.0x |
| Growth | ||
| Revenue growth | — | 13.4% |
| Earnings growth | — | 12.8% |
| Valuation | ||
| P/E ratio | 18.2x | 14.4x |
| Forward P/E | 11.2x | 11.9x |
| EV/EBITDA | — | — |
| Price/book | 1.3x | 2.2x |
| FCF yield | — | 3.4% |
| Dividend | ||
| Dividend yield | 5.5% | 3.8% |
| Payout ratio | 71.4% | 47.5% |
| Beta (volatility) | 0.5x | 0.6x |
Frequently asked questions
What is Banco Sabadell's P/E ratio?
Banco Sabadell's P/E is 18.2 based on trailing 12-month earnings and 11.2 on expected earnings. The median for its sector among the companies we track is 14.4. Data as of September 18, 2026.
What dividend does Banco Sabadell pay?
Dividend yield of 5.5% (0.20 EUR per share per year) with a payout ratio of 71.4%.
Is Banco Sabadell stock expensive?
It trades at a P/E of 18.2, above the 14.4 median of the financial services companies we track. On expected earnings the P/E falls to 11.2: the market expects profits to rise. Paying more can be justified by faster growth or a higher-quality business. This is an educational reading based on ratios, not a buy or sell recommendation.
Does Banco Sabadell have a lot of debt?
For banks and insurers, debt is part of the business, so ratios such as net debt/EBITDA do not apply. Their strength is measured by capital (CET1 ratio) and bad loans, reported in their quarterly results.
What is Banco Sabadell's market cap?
Banco Sabadell has a market cap of 17.2B EUR and its shares trade at 3.64 EUR, with a 52-week range of 2.79 EUR to 3.75 EUR (data as of September 18, 2026).
Other companies in the sector
Trailing 12-month metrics. Educational content, not investment advice.