Microsoft stock: fundamental analysis

Stocks · MSFT · Technology

Microsoft Corporation, a technology company, develops and supports a portfolio of technology solutions for individuals and businesses worldwide. Below are its fundamentals, explained in the order worth reading them: business quality, debt, growth and, last, whether the price is reasonable.

Data as of September 18, 2026 · Yahoo Finance

Quick read

Business quality

ROE of 34.0%: it earns a high return on shareholders' money. Out of every 100 in sales, 40.3 end up as profit.

Financial health

Net debt/EBITDA of 0.3x: it could repay its debt with less than two years of operating profit. Comfortable leverage.

Growth

Revenue is growing 17.7% year on year: a solid pace. Earnings are up 31.7%.

Valuation

It trades at a P/E of 27.5, in line with the 28.1 median of the technology companies we track. On expected earnings the P/E falls to 20.9: the market expects profits to rise.

Dividend

Dividend yield of 0.8% (3.92 USD per share per year) with a payout ratio of 19.8%.

Tools

All metrics

MicrosoftSector median
Business quality
ROE34.0%34.0%
ROA14.1%11.9%
Gross margin67.9%52.2%
Operating margin45.1%30.4%
Net margin40.3%27.6%
Financial health
Net debt/EBITDA0.3x0.7x
Debt/equity0.3x0.5x
Current ratio1.2x1.7x
Growth
Revenue growth17.7%35.2%
Earnings growth31.7%127.8%
Valuation
P/E ratio27.5x28.1x
Forward P/E20.9x19.9x
EV/EBITDA19.3x27.8x
Price/book8.3x10.9x
FCF yield0.4%1.4%
Dividend
Dividend yield0.8%0.6%
Payout ratio19.8%20.9%
Beta (volatility)1.1x1.3x

Frequently asked questions

What is Microsoft's P/E ratio?

Microsoft's P/E is 27.5 based on trailing 12-month earnings and 20.9 on expected earnings. The median for its sector among the companies we track is 28.1. Data as of September 18, 2026.

What dividend does Microsoft pay?

Dividend yield of 0.8% (3.92 USD per share per year) with a payout ratio of 19.8%.

Is Microsoft stock expensive?

It trades at a P/E of 27.5, in line with the 28.1 median of the technology companies we track. On expected earnings the P/E falls to 20.9: the market expects profits to rise. This is an educational reading based on ratios, not a buy or sell recommendation.

Does Microsoft have a lot of debt?

Net debt/EBITDA of 0.3x: it could repay its debt with less than two years of operating profit. Comfortable leverage.

What is Microsoft's market cap?

Microsoft has a market cap of 3.7T USD and its shares trade at 493.78 USD, with a 52-week range of 349.20 USD to 553.72 USD (data as of September 18, 2026).

Other companies in the sector

Trailing 12-month metrics. Educational content, not investment advice.