JPMorgan Chase stock: fundamental analysis
Stocks · JPM · Financial Services
JPMorgan Chase & Co. operates as a bank and financial holding company in the United States, rest of North America, Europe, the Middle East, Africa, the Asia Pacific, Latin America, and the Caribbean. It operates in three segments: Consumer & Community Banking, Commercial & Investment Bank, and Asset & Wealth Management. Below are its fundamentals, explained in the order worth reading them: business quality, debt, growth and, last, whether the price is reasonable.
- Price: 349.67 USD
- Market cap: 929.5B USD
Data as of September 18, 2026 · Yahoo Finance
Quick read
Business quality
ROE of 17.8%: it earns a high return on shareholders' money. Out of every 100 in sales, 34.9 end up as profit.
Financial health
For banks and insurers, debt is part of the business, so ratios such as net debt/EBITDA do not apply. Their strength is measured by capital (CET1 ratio) and bad loans, reported in their quarterly results.
Growth
Revenue is growing 30.4% year on year: a solid pace. Earnings are up 46.9%.
Valuation
It trades at a P/E of 15.0, in line with the 14.4 median of the financial services companies we track.
Dividend
Dividend yield of 1.7% (6.00 USD per share per year) with a payout ratio of 25.7%.
Tools
All metrics
| JPMorgan Chase | Sector median | |
|---|---|---|
| Business quality | ||
| ROE | 17.8% | 17.4% |
| ROA | 1.4% | 1.4% |
| Gross margin | — | 64.0% |
| Operating margin | 50.4% | 57.4% |
| Net margin | 34.9% | 34.9% |
| Financial health | ||
| Net debt/EBITDA | — | — |
| Debt/equity | — | 0.5x |
| Current ratio | — | 2.0x |
| Growth | ||
| Revenue growth | 30.4% | 13.4% |
| Earnings growth | 46.9% | 12.8% |
| Valuation | ||
| P/E ratio | 15.0x | 14.4x |
| Forward P/E | 14.0x | 11.9x |
| EV/EBITDA | — | — |
| Price/book | 2.6x | 2.2x |
| FCF yield | — | 3.4% |
| Dividend | ||
| Dividend yield | 1.7% | 3.8% |
| Payout ratio | 25.7% | 47.5% |
| Beta (volatility) | 1.0x | 0.6x |
Frequently asked questions
What is JPMorgan Chase's P/E ratio?
JPMorgan Chase's P/E is 15.0 based on trailing 12-month earnings and 14.0 on expected earnings. The median for its sector among the companies we track is 14.4. Data as of September 18, 2026.
What dividend does JPMorgan Chase pay?
Dividend yield of 1.7% (6.00 USD per share per year) with a payout ratio of 25.7%.
Is JPMorgan Chase stock expensive?
It trades at a P/E of 15.0, in line with the 14.4 median of the financial services companies we track. This is an educational reading based on ratios, not a buy or sell recommendation.
Does JPMorgan Chase have a lot of debt?
For banks and insurers, debt is part of the business, so ratios such as net debt/EBITDA do not apply. Their strength is measured by capital (CET1 ratio) and bad loans, reported in their quarterly results.
What is JPMorgan Chase's market cap?
JPMorgan Chase has a market cap of 929.5B USD and its shares trade at 349.67 USD, with a 52-week range of 279.10 USD to 366.50 USD (data as of September 18, 2026).
Other companies in the sector
Trailing 12-month metrics. Educational content, not investment advice.